Creamy Taco Soup

Featured in: Evening Table Recipes

This comforting Tex-Mex soup combines seasoned ground beef with black beans, sweet corn, and diced tomatoes in a savory broth. The signature creamy finish comes from heavy cream and melted sharp cheddar cheese. With bold taco seasoning, smoky cumin, and paprika, every bowl delivers satisfying heat. Perfect for cold winter nights, this hearty soup comes together in just 45 minutes and serves six hungry people. Customize with toppings like sour cream, fresh cilantro, crushed tortilla chips, or lime wedges.

Updated on Wed, 28 Jan 2026 11:40:00 GMT
A comforting bowl of Creamy Taco Soup garnished with green onions and shredded cheddar cheese, served with lime wedges.  Save
A comforting bowl of Creamy Taco Soup garnished with green onions and shredded cheddar cheese, served with lime wedges. | dailyhlib.com

The wind started rattling my window frames last November and I knew it was time for something hearty. This pot of taco soup changed my mind about liquid meals when the kitchen filled with the scent of toasted cumin and sizzling beef. It is thick and rich and feels more like a warm hug than a simple bowl of broth. Whenever the sky turns that heavy grey color I reach for my heavy pot to start browning the meat.

Last Tuesday I accidentally tripled the garlic while listening to a podcast and the result was surprisingly incredible. My neighbor stopped by to return a borrowed rake and ended up staying for two bowls because the smell reached her driveway. We sat at the small kitchen table and ignored the pile of mail just enjoying the steam rising from our bowls. It reminded me that the best meals are often the ones shared spontaneously with whoever happens to be around.

Ingredients

  • Ground beef: Browning the meat until it is truly dark and crispy adds a layer of savory depth that you cannot get from gray simmered meat.
  • Yellow onion: These should be diced small so they melt into the background and provide a subtle sweetness.
  • Garlic cloves: Freshly minced garlic provides a sharp punch that pre minced jars simply cannot replicate.
  • Red bell pepper: Dicing this small ensures you get a sweet vibrant crunch in every spoonful without it overpowering the other textures.
  • Diced tomatoes: Using the juice from the can adds essential acidity that cuts through the richness of the dairy.
  • Sweet corn: This adds a bright pop of flavor and a nice textural contrast to the soft beans.
  • Black beans: Be sure to rinse these thoroughly to keep the soup colors bright and the flavor profile clean and crisp.
  • Taco seasoning: I prefer making my own to control the salt but a high quality store bought packet works for a quick win.
  • Ground cumin: This spice provides the earthy foundation that makes the soup smell like an authentic cantina.
  • Smoked paprika: The smokiness mimics the flavor of a charcoal grill and adds a beautiful red hue to the broth.
  • Chili powder: Adjust this carefully based on how much heat your family can handle on a cold weeknight.
  • Beef broth: This liquid base carries all the spices and helps the beef flavors permeate every single bite.
  • Heavy cream: This is the secret to transforming a standard chili into a silky and sophisticated soup.
  • Cheddar cheese: Sharp cheddar melts the best and provides a tangy finish that lingers on the tongue.

Instructions

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Build the base:
Sizzle the beef in your favorite heavy pot until it is crumbly and deep brown before tossing in the onions and garlic. Drain any excess fat to keep the texture of the soup clean and light.
Sauté the aromatics:
Let the peppers and onions soften into the beef drippings until they are translucent and sweet. This step builds the flavor foundation for the entire dish.
Toast the spices:
Stir in the taco seasoning and cumin for just a minute to wake up the oils and fill your home with warmth. Be careful not to burn them or they will turn bitter.
Simmer the blend:
Pour in the broth tomatoes corn and beans then let everything bubble together to marry the flavors. Lower the heat to a gentle simmer for about fifteen minutes while you prepare your toppings.
Whisk in the cream:
Turn the heat down very low before swirling in the heavy cream and cheese until the liquid becomes thick and golden. Do not let the soup boil after this point or the dairy might separate.
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Creamy Taco Soup simmering in a Dutch oven, featuring ground beef, tomatoes, corn, and black beans with a rich texture.  Save
Creamy Taco Soup simmering in a Dutch oven, featuring ground beef, tomatoes, corn, and black beans with a rich texture. | dailyhlib.com

There was one particularly cold evening when the power flickered and we ate this by candlelight. The orange glow of the flame matched the color of the soup and for a moment everything felt quiet and safe. It is amazing how a single pot of food can turn a stressful night into a cozy memory.

Choosing Your Toppings

Selecting the right garnish is like picking the perfect accessory for an outfit. A squeeze of fresh lime juice cuts right through the richness of the heavy cream and brightens the whole experience.

The Vegetarian Swap

You can easily swap the beef for a mix of pinto and kidney beans if you want a plant based alternative. The smoky paprika and cumin still provide that deep savory satisfaction even without the meat.

Prepping for a Crowd

This recipe scales up beautifully if you are hosting a casual game night or a family gathering. I often double the batch and keep it warm in a slow cooker so guests can serve themselves whenever they feel hungry.

  • Keep the tortilla chips in a separate bowl so they stay crunchy instead of getting soggy in the pot.
  • Set out a small bowl of pickled jalapeños for those friends who like to test their heat tolerance.
  • Store any extra soup in an airtight container for a quick and easy office lunch the next day.
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Overhead view of Creamy Taco Soup topped with sour cream, cilantro, and tortilla chips, perfect for a cozy dinner. Save
Overhead view of Creamy Taco Soup topped with sour cream, cilantro, and tortilla chips, perfect for a cozy dinner. | dailyhlib.com

This creamy taco soup is the ultimate remedy for a long day. I hope it brings as much warmth to your table as it does to mine.

Recipe FAQs

Can I make this soup vegetarian?

Yes, simply omit the ground beef and add an extra can of black beans or use plant-based ground meat alternative. The flavors remain equally satisfying.

How spicy is this soup?

The soup has mild to medium heat from the taco seasoning and chili powder. Adjust spice level by adding diced jalapeños for more heat or reducing chili powder for a milder version.

Can I freeze leftovers?

Yes, this soup freezes well for up to 3 months. However, the cream may separate slightly when reheated—stir well to restore creamy texture.

What toppings work best?

Fresh cilantro, sour cream, crushed tortilla chips, lime wedges, avocado slices, or extra shredded cheddar cheese all add great flavor and texture contrast.

Can I substitute the heavy cream?

Half-and-half works as a lighter option, though the soup will be less rich. Coconut milk creates a dairy-free version with slightly altered flavor profile.

Creamy Taco Soup

Rich soup with bold taco flavors, beef, beans, and creamy cheese topping.

Prep time
15 minutes
Time to cook
30 minutes
Total duration
45 minutes
Created by Declan OBrien


Skill level Easy

Cuisine type Tex-Mex

Makes 6 Number of servings

Dietary info None specified

Needed ingredients

Meats

01 1 pound ground beef or ground turkey

Vegetables

01 1 medium yellow onion, diced
02 2 cloves garlic, minced
03 1 red bell pepper, diced
04 1 can (14 ounces) diced tomatoes with juice
05 1 can (14 ounces) sweet corn, drained
06 1 can (14 ounces) black beans, drained and rinsed
07 2 green onions, sliced for garnish

Dairy

01 ¾ cup plus 2 tablespoons heavy cream
02 1 cup shredded cheddar cheese, plus additional for garnish

Liquids

01 3 cups chicken or beef broth

Spices and Seasonings

01 2 tablespoons taco seasoning
02 1 teaspoon ground cumin
03 1 teaspoon smoked paprika
04 ½ teaspoon chili powder
05 ½ teaspoon salt
06 ¼ teaspoon black pepper

Optional Toppings

01 Sour cream
02 Fresh cilantro, chopped
03 Crushed tortilla chips
04 Lime wedges
05 Avocado slices

How to make it

Step 01

Brown the Meat: In a large pot or Dutch oven, cook the ground beef over medium-high heat until browned and crumbly. Drain excess fat if needed.

Step 02

Sauté the Aromatics: Add the diced onion, garlic, and bell pepper. Sauté for 4 to 5 minutes until softened.

Step 03

Bloom the Spices: Stir in the taco seasoning, cumin, smoked paprika, chili powder, salt, and pepper. Cook for 1 minute until fragrant.

Step 04

Build the Broth: Add the diced tomatoes with juice, corn, black beans, and broth. Stir well and bring to a gentle boil.

Step 05

Simmer the Soup: Reduce heat and simmer for 15 minutes, stirring occasionally to blend flavors.

Step 06

Finish with Cream: Lower the heat, then stir in the heavy cream and shredded cheddar cheese. Cook for 2 to 3 minutes until the cheese is melted and the soup reaches a creamy consistency. Do not allow the soup to boil after adding cream.

Step 07

Season and Serve: Adjust seasoning to taste. Ladle into bowls and garnish with green onions, additional cheese, and desired toppings.

Tools you'll need

  • Large soup pot or Dutch oven
  • Wooden spoon or spatula
  • Chef's knife
  • Cutting board
  • Ladle

Allergy details

Look into every ingredient for allergens and check with a doctor if you're unsure.
  • Contains dairy: heavy cream and cheddar cheese
  • May contain gluten: verify labels on store-bought broth and taco seasoning
  • May contain soy: present in some store-bought taco seasonings
  • Contains corn: canned corn and tortilla chips if used as topping
  • Contains legumes: black beans

Nutrition details (per serving)

Nutrient details are for reference and aren't a substitute for doctor's advice.
  • Calories: 485
  • Total fat: 28 grams
  • Carbohydrates: 29 grams
  • Proteins: 27 grams